Canadian Dental Care Plan
Do You Qualify?
Eligibility Requirements
To be eligible for the CDCP, you must meet all of the following criteria:
- You do not have access to dental insurance.
- Your adjusted family net income is less than $90,000.
- You are a Canadian resident for tax purposes.
- You filed your tax return for the previous year.
When to Apply
The Canadian Dental Care Plan (CDCP) is being rolled out in phases. Ensure you meet all four eligibility requirements before applying. Refer to the schedule below to find out when you can apply.
Application Schedule
| Group | When You Can Apply |
|---|---|
| Aged 65 or older | Now |
| Adults with a valid Disability Tax Credit certificate | Now (started June 27, 2024) |
| Children under the age of 18 | Now (started June 27, 2024) |
| All remaining eligible residents | 2025 |
Services Covered
The Canadian Dental Care Plan (CDCP) helps cover a portion of the cost for a wide range of oral health care services.
Note: Some services and additional treatments beyond established frequency limits will require preauthorization by the CDCP. This means we will recommend treatment, and the CDCP will determine if it will be covered. This pre-approval must occur before receiving the treatment. The decision will consider your oral health history and medical conditions. Services and additional treatments requiring prior approval will be available in November 2024.
Examples of services that could be covered under the CDCP when recommended by an oral health provider include:
- Diagnostic and preventive services
- Basic services
- Major services
- Anesthesia or sedation services
- Orthodontic services
For more information on services covered, consult the CDCP Dental Benefits.
Coverage Amount
The CDCP will cover a portion of your treatment costs but may not cover the entire amount. You might need to pay additional charges directly to your oral health provider if:
- Your adjusted family net income is between $70,000 and $89,999.
- The cost of your oral health care services exceeds the reimbursement limits set by the CDCP.
- You and your oral health provider agree on services that are not covered by the CDCP.
For more details, visit https://www.canada.ca/en/services/benefits/dental/dental-care-plan.html
To apply online, visit https://www.canada.ca/en/services/benefits/dental/dental-care-plan/apply.html
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